I'm Cristian Beltran, Branch Manager at loanDepot. My team closes first homes, next homes, 2 to 4 units, investor deals and renovations for families and investors every month, from Chicago to the six states I'm licensed in. Pick your path. In about a minute, see which programs may fit.
Each path opens a short check, under a minute. No credit pull, no documents, no obligation.
FHA, low down payment conventional, and assistance programs that can help with the down payment for buyers who qualify.
Check my options →Down payment assistanceIHDA, AccessZero, Access 4%, HomeGrown. I'll tell you which ones may fit before you apply.
Check my options →Buying a 2 to 4 unitLive in one, rent the rest, use the rent to qualify.
Check my options →Investment propertyDSCR and bank statement loans. Qualify on the rent, not your tax return. Purchase and cash out.
Check my options →Renovation or 203kBuy the fixer and finance the repairs in one loan.
Check my options →Refinance or HELOCIf your rate is low, a HELOC may make more sense. I'll show you both.
Check my options →
I was born in Culiacán, Sinaloa and I'm a first generation homeowner. Most of my clients are too. I know what it feels like to not know who to ask. So I built a team that explains everything twice, once in English and once in Spanish, and that picks up the phone after closing.
Meet in person in the city or the suburbs, or do everything by phone and text.
3240 W. Fullerton Ave, Chicago, IL 60647
Mon to Fri 9 AM to 5 PM, evenings and weekends by appointment
Directions → · (773) 570-9803475 N. Martingale Rd, Suite 720, Schaumburg, IL 60173
Mon to Fri 9 AM to 5 PM, evenings and weekends by appointment
Directions → · (773) 570-98037222 Cermak Rd, Suite 312, North Riverside, IL 60546
Mon to Fri 9 AM to 5 PM, evenings and weekends by appointment
Directions → · (773) 570-9803Follow along
No call center. No transfer. Me and my team.
A few quick questions. No documents yet.
A loan officer calls, usually the same business day, with the programs that fit.
Preapproval often within 24 hours, or a plan if you want to prepare first.
Cristian Beltran is a Branch Manager and AVP of Community Lending at loanDepot in Chicago, NMLS #1499533. He leads a bilingual team serving first time buyers, repeat buyers, 2 to 4 unit buyers, investors and homeowners across Chicago and the suburbs, with offices in Logan Square, Schaumburg and North Riverside. He has closed over $300 million in home loans and holds a 5.0 Google rating from 74 reviews.
FHA, conventional and low down payment purchase loans; Illinois down payment assistance including IHDA, AccessZero, Access 4%, HomeGrown and Club 720; DSCR and bank statement loans for investors; FHA 203k and conventional renovation loans; 2 to 4 unit financing; HELOC, cash out and rate and term refinance; and Non QM options including ITIN borrowers.
Yes. Every loan officer on the team is bilingual in English and Spanish, and the questionnaire and all materials are available in both languages.
Answer a few quick questions at homestartswithus.com/apply. No credit pull, no documents. A loan officer calls, usually the same business day, with the two or three programs that fit.
Chicago Logan Square at 3240 W Fullerton Ave, Schaumburg at 475 N Martingale Rd Suite 720, and North Riverside at 7222 Cermak Rd Suite 312. Phone (773) 570-9803. Monday to Friday 9 AM to 5 PM, evenings and weekends by appointment.
Illinois is the primary market. He is also licensed in Indiana, Wisconsin, Michigan, California and Virginia, for purchase, refinance, HELOC and investor loans.